THE OUTLOOK 5-STEP RETIREMENT AND INVESTMENT PROCESS

Our goal is to provide a comprehensive approach to your financial affairs. The financial world is constantly changing, and changing at an ever increasing pace. While most families have the same basic financial needs and goals, how you get there, what resources you have to achieve your goals, and what is most important to you is entirely individual in nature. All of this underscores the need for financial planning, and the skills required to navigate the inevitable bumps along the way.

Money is one of the most intimidating subjects we can discuss, and one of the most personal. Managing your financial affairs is ultimately your responsibility, but that does not mean you have to do it alone. An experienced and well qualified Outlook Financial Group professional can help you make the decisions that achieve your goals and make the most of your financial resources.

Outlook Financial Group Professionals will help you with:

  • Setting realistic financial goals,
  • Assessing your current situation regarding assets, liabilities, income, investments, taxes, estate planning and insurance,
  • The development of a dynamic plan to achieve your goals,
  • Putting your plan into action and monitoring its progress, and
  • Staying on track as goals, markets, tax laws and personal circumstances change.

Outlook Financial Group is more than just another investment consulting firm. Our clients enjoy access to professional one-on-one advice and continuing review and contact. We are here to help you succeed. Hundreds of families just like yours, here in Houston and all around the country have trusted us to assist them with their financial needs. We invite you to visit with us to learn Our Approach first hand and in person.

OUR APPROACH - THE OUTLOOK 5-STEP RETIREMENT AND INVESTING PROCESS

The world is dramatically different from what it was 20, or even 10 years ago.

We see, however that the way most people in our industry practice Retirement Planning and Investing has changed very little, if at all. That is why our advisors developed a 5-Step Retirement Planning and Investing Process which encompasses these key steps:

STEP ONE - INTRODUCTORY DISCOVERY MEETING

The start of the journey is you - encompassing what you value most, how you like to spend your time in retirement, what you want for your family, how you see your legacy, and more.

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Preserving and managing investments and income for retirement is both personal and comprehensive. A comprehensive diagnosis of the current situation is vital, including which investments are part of the mix.

STEP TWO - CLARIFY, EVALUATE, AND ANALYZE YOUR NEEDS

Our advisors then review and analyze how your current assets and income fit with your needs and lifestyle goals. 

This step may involve gathering more data about the items identified in the goals discovery meeting or involve clarification of your goals. The 5 core retirement planning areas include:

  • Clarify specific goals and set high level priorities
  • Identify sources of income in retirement
  • Summarize assets and investments
  • Estimate expenses in retirement (monthly cash flow)
  • Incorporate unique circumstances or specific planning needs

STEP THREE - THE RETIREMENT AND FINANCIAL PLANNING MEETING

Once our advisors complete the analysis, they are prepared to sit down together with you for the next step, which is the planning meeting. 

This is a collaborative process in which they reflect back to you on the data gathering and analysis and share their recommendations. These recommendations may include investments, planning, and any key wealth management areas.

STEP FOUR - IMPLEMENT YOUR INVESTMENT PLAN, START TO ADDRESS PLANNING ISSUES

A key component of your Retirement Plan is managing your investments with your goals and your tolerance for risk in mind.

For those accumulating wealth and investing for retirement, our advisors create a diverse, custom portfolio according to both your goals and how you would like your money to behave.

Key benefits of this strategy include helping you:

  • Create a tailored investment portfolio based on your goals for retirement,
  • Stay invested to benefit from the long-term growth trends of the markets, and
  • Select from quality investment options with only your goals in mind.

Wealth Preservation and Income to Fund Your Lifestyle in Retirement

For those in retirement, our advisors structure your nest egg to seek the long-term growth you will need for the future and to fight the eroding power of inflation. They also set up the short-term income streams you need to fund your lifestyle.

Key benefits of this strategy include helping you:

  • Transition into retirement and manage your portfolio through the retirement years,
  • Balance the need for short-term cash flows and long-term preservation and growth, and
  • Avoid big market downturns by diversifying* your investment and managing risk.

As we will discuss in a later section, your retirement and investment plans are not "set once and forgotten."

STEP FIVE - ONGOING INVESTMENT MANAGEMENT AND PLAN OPTIMIZATION

As a client, you can benefit from our advisors' constant monitoring of all major aspects which affect your investment portfolio and your retirement plan. We also communicate with you to keep you up-to-date about issues or changes.

In essence, a goal of our 5 Step Process is to create, manage, and help maintain your long-term financial health through retirement planning and beyond.

Click here to schedule your personal, no-obligation Discovery Meeting.

 

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*Diversification does not guarantee a profit or protect against a loss.

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