THE OUTLOOK 5-STEP RETIREMENT AND INVESTMENT PROCESS
Our goal is to provide a comprehensive approach to your financial affairs. The financial world is constantly changing, and changing at an ever-increasing pace. While many families have the same basic financial needs and goals, their respective paths towards achieving those goals varies widely. These uncertainties emphasize the need for financial planning and the skills required to navigate the inevitable bumps along the way.
Money is one of the most intimidating and personal subjects we can discuss. Managing your financial affairs is ultimately your responsibility, but that does not mean you have to do it alone. Our experienced advisors at Outlook Financial Group can help you make decisions to achieve your goals.
Our advisors will help you with:
Setting realistic financial goals,
Assessing your current situation - taking a closer look at your assets, liabilities, income, investments, taxes, estate planning and insurance,
Developing a dynamic plan to help achieve your goals,
Putting your plan into action and monitoring its progress, and
Staying on track as goals, markets, tax laws and personal circumstances change.
We believe Outlook Financial Group is more than just another investment consulting firm. Our clients enjoy access to professional one-on-one advice and continuing review and contact. We are here to help you succeed. Hundreds of families just like yours, here in Houston and all around the country, have employed us to assist them with their financial needs.
STEP ONE - INTRODUCTORY DISCOVERY MEETING
The journey starts with you. Our advisors start the process by learning more about you, your values, and your goals for retirement and beyond.
We know that you want a comprehensive approach to your financial future. By gaining a better understanding of the important things in your life, we can better assist you and your family in achieving your financial goals.
STEP TWO - CLARIFY, EVALUATE, AND ANALYZE YOUR NEEDS
Our advisors then review and analyze how your current assets and income fit with your needs and lifestyle goals.
This step may involve gathering more data about the items identified in the goals discovery meeting or involve clarification of your goals. The core retirement planning areas include:
Clarify specific goals and set high level priorities
Identify sources of income in retirement
Summarize assets and investments
Estimate expenses in retirement (monthly cash flow)
Incorporate unique circumstances or specific planning needs
STEP THREE - THE RETIREMENT AND FINANCIAL PLANNING MEETING
Once our advisors complete the analysis, we can then to sit down together for the planning meeting. With your current financial situation and risk tolerance in mind, our advisors will recommend a strategy for achieving your financial goals. These recommendations may include investments, planning, and any key wealth management areas.
STEP FOUR - IMPLEMENT YOUR INVESTMENT PLAN, START TO ADDRESS PLANNING ISSUES
A key component of your retirement plan is managing your investments with your goals and your risk tolerance in mind.
Wealth Accumulation
For those accumulating wealth and investing for retirement, our advisors create a diverse, custom portfolio that aligns with both your goals and how you would like your money to behave.
Key benefits of this strategy include helping you:
Create a tailored investment portfolio based on your goals for retirement,
Stay invested to benefit from the long-term growth trends of the markets, and
Select from quality investment options with your specific goals in mind.
Wealth Preservation and Income to Fund Your Lifestyle in Retirement
For those in retirement, our advisors structure your nest egg to target the long-term growth you will need for the future and to fight the eroding power of inflation. We also set up the short-term income streams you need to fund your lifestyle.
Key benefits of this strategy include helping you:
Transition into retirement and manage your portfolio through the retirement years,
Balance the need for short-term cash flow and long-term preservation and growth,
Remove the stress of managing your own investments, and
Avoid big market downturns by diversifying* your investment and managing risk.
As we will discuss in a later section, your retirement and investment plans are not "set once and forgotten."
STEP FIVE - ONGOING INVESTMENT MANAGEMENT AND PLAN OPTIMIZATION
As a client, you can benefit from our advisors' constant monitoring of your portfolio and the broader markets. We communicate with you to keep you up-to-date about current issues as well as the overall status of your investments.
The Outlook 5-Step Process helps you create, manage, and maintain your long-term financial health so that you can achieve your financial goals.
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*Diversification does not guarantee a profit or protect against a loss.